SCHUFA credit report for private customers

SCHUFA credit report for private customers for fully automated credit assessment in the background

The SCHUFA credit report documents the financial reliability of users .

The user selects the SCHUFA credit report service. The service transmits personal data (first name, last name, address, and date of birth). As a result, a score is issued along with information relevant to the contract conclusion. The score is calculated from debtor directory data, insolvency announcements, and payment information from banks and other reliable third parties.

The SCHUFA reference score provides a current assessment of the applicant’s creditworthiness . The higher the score on a scale of 0 to 10,000, the more trustworthy you consider them. If the SCHUFA score is below a value you define, the application will be rejected.

The service guarantees the rights of data subjects in accordance with the GDPR and is not score-neutral for the user. Inquiries influence the score . The processing of positive data from private individuals in the SCHUFA credit report complies with data protection regulations in accordance with the resolution of the federal and state data protection supervisory authorities.

Transactions are billed via your individual SCHUFA contract.

Your advantage:

• fully automated credit assessment in the background
• reliable & comprehensive database
• individually adjustable rating limits
• Assessment results available at any time
• automatic query of score value changes

With this proof of economic performance, you reduce your risk of payment defaults and other business risks.

Use the fully automated credit check based on the unique SCHUFA database!