insic 1-cent real-time transfer

insic 1-cent transfer in real time for automatic transmission of the access PIN in the SEPA procedure

The 1-cent real-time transfer transmits the access PIN according to JMStV and GlüStV in the background.

After the SCHUFA Identity Check, SCHUFA Birth Date Check, and SCHUFA Account Number Check, the access PIN is automatically transferred to the user’s account . The user confirms the PIN from their home banking client in the insic widget or via the insic API.

Exclusively with insic:

• Processing of individual bookings up to massively parallel submission for large volumes
• Processing via bank-side sub-accounts for large transaction volumes
• 24/7 procedures on holidays and weekends including automatic account statement processing
• Processing of refunds and incorrect transfers
• Notification of changed account numbers in the bank’s relocation service

Transactions are billed through your contract with insic.

Your advantage:

You will receive reliable and secure access to the system of public financial institutions of the German savings banks, the largest financial group in Europe .

You reach your largest user group with direct bank interactions. Important: Every account holder at a German bank and their transactions are audited according to the GWG and ZAG!

You relieve your accounting and reliably process bank data even on weekends.

We ensure the highest transaction security . The advantages of a fully automated SEPA process combined with strong HTTPS encryption as part of the latest EBICS standards.

Benefit from our experience in transferring large volumes of payment data using the secure SEPA process!